Redlining: The Practice of Keeping Blacks From Moving Into White Neighborhoods

0 Posted by - August 17, 2018 - LATEST POSTS

#Redlining was an unjust and unfair practice that affected African-Americans and the community they lived in during the late 1930s. The tactic was used to keep #Black Americans segregated from White communities. The areas that were usually hit most frequently with the discrimination during this time were the inner Black city neighborhoods. However, there were many other parts affected as well. Redlining in the United States was the practice of denying services, either directly or through selectively raising prices, to residents of certain areas based on the racial or ethnic makeups of those area.

One investigation during the 1980s showed that banks would often lend to lower-income whites but not to middle – or upper income blacks.  Although, redlining was mainly seen with banks and insurance companies, many other businesses also practiced it as well. The #practice of redlining resulted in a large increase in residential racial segregation and urban decay in the United States.

The maps for redlining were outlined accordingly- “Type A” were typically affluent suburbs on the outskirts of cities. “Type B” neighborhoods were considered “still desirable,” whereas older “Type C” were labeled “declining” and these were outlined in yellow on the map. “Type D” neighborhoods were outlined in “red” and were considered the risky and not safe for mortgage support. These neighborhoods were generally older and Black neighborhoods.

It didn’t matter whether a black person had good credit, or enough money they were still denied loans. African Americans in those neighborhoods were also denied healthcare, retail merchandise, and even groceries.  One notable exception to this was the proliferation of liquor stores and bars which seemingly transcended the area’s stigma of financial risk.  The practice went on well into the mid-1960s. Banks in the late 1960s began to receive congressional scrutiny. The Fair Housing Act of 1968 prohibited housing discrimination and the Home Mortgage Disclosure Act of 1975.

 

source:

www.blackpast.org/aah/redlining-1937

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